first_imgUK auto-enrolment pension provider NEST has expanded the scope of its “sidecar” savings project, introduced last year to explore how to improve the financial resilience of UK workers.Two more employers – Yusen Logistics and the University of Glasgow – have signed up to offer an emergency savings option to their employees, alongside high street services chain Timpsons, which was announced as the first company to run the project in November last year.Presenting the sidecar savings project at an event hosted by NEST’s Insight research department this week, head of research and innovation Jo Phillips said more employers were interested in joining the trial.The trial went live this month, with staff at the three companies offered the ability to save into an emergency savings pot using contributions from their monthly wages, on an opt-in basis. The savings “jars”, as NEST has branded them, have been framed as emergency savings accounts, but no restrictions have been placed on how the money can be spent or how accessible it is. Timpsons was the first employer to sign up to NEST’s sidecar savings trialStaff can set how much they would like to save each month and an overall “target” for the emergency savings pot. Any contributions paid after this level is reached will be automatically redirected into the individual’s NEST pension account.The trial would run for two years, Phillips said.The Money and Pensions Service, which helped fund the project, said there were six areas that the trial was designed to explore, namely:How much individuals were prepared to save;Whether they maintained a regular saving amount;What effects were observed on individuals’ financial resilience;Whether savers were “on a trajectory to save more for retirement”;Whether the emergency savings had effects on financial and non-financial wellbeing; andWho benefited most from the trial and why.Salary Finance is providing the payroll technology that will monitor contribution levels and switch from the savings pot to the pension account and vice versa. Yorkshire Building Society has provided the bank accounts.last_img read more

first_imgHerron Todd White director Tod Gillespie said a combination of tighter lending criteria as a result of the banking royal commission, declining interstate markets and a looming federal election had a lot to do with the softening market.“People are cautious,” he said.“Anecdotally, talking to various agents there’s definitely a lot less buyers out there.“Leading into an election, it’s always slower as well.“We expect the housing market to be more resilient than the apartment market at this stage.”Mr Gillespie said it was “erratic” from suburb to suburb, with some performing well and others not.MORE NEWS: Auction racks up $12m in sales Herron Todd White’s latest month in review report shows the Gold Coast market is softening.“We’re an attraction city at this point in time, I see that as a positive going forward.”His comments followed the release of leading property valuation firm Herron Todd White’s February Month in Review report.It showed property prices in many suburbs were easing while the number of days on market were blowing out.“Motivated sellers are being forced to meet the market if they wish to sell, which is resulting in a clear reduction in value, consequently affecting surrounding property values,” the report said.The prestige market was tipped to “struggle” but the report pointed out multiple areas that continued to perform well.More from news02:37International architect Desmond Brooks selling luxury beach villa12 hours ago02:37Gold Coast property: Sovereign Islands mega mansion hits market with $16m price tag2 days agoIt said there was a “healthy level of construction activity” between Mermaid Beach and Main Beach, while property values were expected to remain stable in Benowa and Ashmore. Interstate migration will keep the Gold Coast property market afloat, according to a leading real estate expert.INTERSTATE migration will keep the Gold Coast property market afloat while other areas across the country, including Melbourne and Sydney, are in decline.REIQ Gold Coast zone chairman Andrew Henderson said people would continue to move to the Glitter Strip as long as it was affordable and offered a good lifestyle, jobs and quality amenities.“We’re still seeing reasonably good numbers of people moving to the Gold Coast,” he said.“Our strength in a lot of our sales is the owner-occupier side … and it has been for a number of years now. Video Player is loading.Play VideoPlayNext playlist itemMuteCurrent Time 0:00/Duration 0:51Loaded: 0%Stream Type LIVESeek to live, currently playing liveLIVERemaining Time -0:51 Playback Rate1xChaptersChaptersDescriptionsdescriptions off, selectedCaptionscaptions settings, opens captions settings dialogcaptions off, selectedQuality Levels720p720pHD576p576p432p432p270p270pAutoA, selectedAudio Tracken (Main), selectedFullscreenThis is a modal window.Beginning of dialog window. Escape will cancel and close the window.TextColorWhiteBlackRedGreenBlueYellowMagentaCyanTransparencyOpaqueSemi-TransparentBackgroundColorBlackWhiteRedGreenBlueYellowMagentaCyanTransparencyOpaqueSemi-TransparentTransparentWindowColorBlackWhiteRedGreenBlueYellowMagentaCyanTransparencyTransparentSemi-TransparentOpaqueFont Size50%75%100%125%150%175%200%300%400%Text Edge StyleNoneRaisedDepressedUniformDropshadowFont FamilyProportional Sans-SerifMonospace Sans-SerifProportional SerifMonospace SerifCasualScriptSmall CapsReset restore all settings to the default valuesDoneClose Modal DialogEnd of dialog window.This is a modal window. This modal can be closed by pressing the Escape key or activating the close button.Close Modal DialogThis is a modal window. This modal can be closed by pressing the Escape key or activating the close button.PlayMuteCurrent Time 0:00/Duration 0:00Loaded: 0%Stream Type LIVESeek to live, currently playing liveLIVERemaining Time -0:00 Playback Rate1xFullscreenStarting your hunt for a dream home00:51center_img MORE NEWS: Cost of V8 star’s marriage split widens Mr Henderson backed his comments, explaining factors like location and quality determined the level of demand.“There are certainly parts of the market that are softer and others that have done well in holding their pricing,” he said.“Sometimes it comes down to the particular product.“The number of buyers that are inspecting has definitely reduced but I don’t think there’s a reduction in quality.”last_img read more

first_imgBy Tiffany BaileyThere are lines in a relationship that should never be crossed. Sometimes women allow men to test these boundaries and the lines of right and wrong become blurred. Many of the women that end up in abusive relationships are accustomed to being treated in a poor way and often don’t notice when their situation becomes compromised. The signs of a dangerous position may not be clear to the person stuck in it. Being aware of your surroundings and things happening in your life can make all the difference between being safe and not.Forcing SexSome women don’t believe that you can be raped by your boyfriend or husband, but you can. If your partner is forcing you to do things you are uncomfortable doing or have said “no” to doing, he is violating you. Some men have the idea that because you are their partner, you are essentially their property. This is not the case, and you should make that perfectly clear. If he cannot respect you saying “no” to sex or foreplay, he doesn’t respect you as a person. This could escalate into a potentially dangerous situation and you should be careful if this is something you are experiencing.Verbal AttacksBeing talked down to or screamed at is unacceptable. Of course there will be some verbal arguments throughout the relationship, but it should not be a daily habit. Words do hurt, even if you think they don’t. Something your partner said may not bug you today or tomorrow, but you will hear those words in your head at some point. For some, those things that are said haunt them daily and bring down their self worth. Never let a man take away your happiness. In a partnership you should not feel bad all the time. I was in a severely verbally abusive relationship for almost three years right out of high school. I was constantly told I was worthless. Eventually he wore my self-esteem down to nothing and I began believing I was not worth anything to anyone. Looking back at that relationship almost seven years later, I can see when the abuse started and I shudder to think about where it could have ended if I had stuck around.Physical AttacksFights are an inevitable part of a relationship. Sometimes couples will “play” fight and wrestle each other around. Other times, things get out of control and people get hurt. It is never acceptable for your partner to hit you or doing anything that will bring harm to you. Repeat offenders will apologize after they hurt you and promise it will never happen again. Those promises are usually broken time and time again. Physical violence can lead to serious injuries and in worst case scenarios, death.StalkingThis is one that women don’t take as seriously as they should. If your partner is showing up at your work, waiting in your driveway when you come home, and driving by a friend’s house to see if that is really where you are, things are getting out of control. Once this behavior has begun, it may never end. One of my close friends had this exact issue with her boyfriend. He was going off the deep end with messages and dropping things in conversations like he could never live without her. He followed her all around town, at work, and even parked around the corner to spy on her at her own house. Things got creepy really fast. She had to get a restraining order on him. Eventually things calmed down, but it could have turned out much worse.Signs of danger in a relationship are sometimes tricky to read. Everyone knows that physical violence is a definite warning sign, but some don’t take the other signs seriously. Protecting yourself is number one and everything else comes second. If you are in an abusive or dangerous situation, you need to get help and get out. Your partner should make you happy, not hurt you in any way, shape, or form. Share Tweet Share 22 Views   no discussionscenter_img Sharing is caring! LifestyleRelationships Signs of a dangerous relationship by: – June 22, 2011 Sharelast_img read more

first_imgGREENSBURG, Ind. — MainSource bank announced earlier in December that Daryl Tressler, former President and CEO of the bank, would retire at the end of 2016.All customers and community members are invited to attend an open house reception for Mr. Tressler.The open house is scheduled for Tuesday, January 17 from 2:00 – 4:00 PM.The open house will be held at the MainSource Bank Headquarters Building in Greensburg.last_img

first_imgMadison, IN—Five people at Madison High School were taken to a hospital yesterday after suddenly falling ill according to a letter from the High School Principal Michael Gasaway.According to the letter, two adults and three students who had all been in the same area started experiencing some type of symptoms on Tuesday. All five people were in an area where, earlier that day, a vaping device was discovered on a student.  The school officials did not elaborate on what those symptoms were, but said they were minor. All were taken to a hospital as a precaution.School officials also stated they had an air quality test conducted by homeland security that came up negative. It’s unclear at this time if these incidents are related to incidents last week in which several students were taken to a hospital for possible vaping-related illnesses.However, the school did note that due to those incidents, monitoring has increased in the hallways and restrooms.last_img read more

first_imgRelatedPosts Lampard: I still have confidence in Tomori Mane double eases Liverpool to win over 10-man Chelsea EPL: Chelsea, Liverpool in cagey duel Alex Oxlade-Chamberlain put on a show with two goals as Liverpool cruised past Genk in their Champions League Group E clash at Luminus Arena.Jurgen Klopp’s side never looked in any trouble as the England international scored after only two minutes to put the visitors ahead.Genk had a goal disallowed in the 26th minute when Samatta headed past Alisson, but it was correctly deemed to be offside.Oxlade-Chamberlain ensured the Belgian side could not get established in the second half with his second goal of the game in the 57th minute.Sadio Mane added a third in the 77th minute before Mohamed Salah got on the scoresheet with three minutes to go, but there was still time for Stephen Odey to net a consolation a minute later.Tags: Liverpoollast_img read more

first_img He said: “It depends what you want, really, and then you need to adapt. Me, I adapted to life in France, to life in Spain, life in England – I try to adapt to a different way of seeing it. “Who knows? Maybe in another country, an 8-0 means that you lose your job. In England, no – at the moment. “You need to adapt and me, I have got no issues. Now, when you adapt, then you have got your responsibilities and the rest of the people have got theirs. “I am not going to adapt to what is good for someone and then be responsible for the other ones. It’s natural, I take it naturally. I have got no issues. “It’s not like I want to be happier, I just want to know what is my role and I do it to the best of my ability, so then I accept responsibility for my role. It’s simple.” In the immediate aftermath of the debacle at the St Mary’s Stadium, a shell-shocked Poyet was perhaps more forthright. He said: “I’m a head coach. I don’t make the squad, that’s not my job.” The former Brighton boss was less exercised as he carried out his pre-match press conference ahead of Saturday’s visit of Arsenal to Wearside on Thursday afternoon, but nevertheless keen to stress once again the demarcation of duties. Press Association The 46-year-old Uruguayan appeared to question the depth of the squad with which he was left after sporting director Lee Congerton completed the Black Cats’ summer recruitment drive in the wake of last Saturday’s 8-0 humiliation at Southampton. However, Poyet is adamant he is happy to accept responsibility for the things he does control at the club and leave others to deal with theirs. He said: “I pick the team, I make the decisions, I make the changes and I assume responsibility. The rest is not my department. “If we make money at the club or we don’t make money at the club, it’s not my department. If we travel by bus or travel by plane, it’s not my decision, it’s the club which spends the money. “I accept mine [responsibilities]; the rest, I am not going to take.” Poyet’s main concern has been his lack of defenders – he had only four fit last weekend with Sebastian Coates and Billy Jones set to be missing for several more weeks yet. The club moved to address that when they handed 34-year-old former Napoli full-back Anthony Reveillere a contract until the end of the season on Thursday, although they were still awaiting his international clearance. In the meantime, the head coach had swiftly turned his attention to the Gunners after holding a grisly post-mortem on Tuesday, but resisted the temptation to drag his players in on Sunday. He said: “People said to me, ‘Are you training on Sunday?’ and I said, ‘No, I don’t want to see them’, and that’s the truth, so we didn’t train on Sunday. “Now there are probably a few fans who think they deserved to train on Sunday and not have a day off, but I am sorry, it was my decision and I didn’t want to see them on Sunday.” Sunderland’s south coast nightmare came days before a series of Champions League thumpings in midweek – Bayern Munich won 7-1 at Roma, while Shakhtar Donetsk beat BATE Borisov 7-0 and Chelsea put six without reply past Maribor – which, far from easing Poyet’s pain, simply served to increase his consternation. He said: “I have never experienced it myself as a football player in 17 years, so I don’t know how it feels. “Every year, there is a 7-0, an 8-0, a 9-1, whatever. It shouldn’t happen. It’s not normal and different budgets don’t matter because this was Southampton, it was not Real Madrid.” Gus Poyet insists he has no issues with being Sunderland’s head coach rather than manager. last_img read more

first_imgNORTH SOUND, Antigua (CMC) – Left-hander Sonal Dinusha displayed nerves of steel to deny a strong West Indies comeback, as Sri Lanka dealt the hosts their second straight loss of the Under-19 Tri-Nations Series here yesterday.In a nerve-jangling end to a dramatic run chase, Dinusha swept a full-length delivery from off-spinner Matthew Patrick to fine leg for a single to lift his side past their target of 138, off the first ball of the 41st over at the Vivian Richards Cricket Stadium.West Indies had looked a safe bet to pull off victory when they reduced the Sri Lankans to 101 for nine in the 32nd over before Dinusha, batting at number seven, produced a sterling unbeaten 46 off 63 balls with four fours to change the course of the game.Crucially, he anchored an invaluable unbroken 37-run, last-wicket stand with Amshi De Silva (10 not out) which frustrated the hosts.He had earlier also featured in a 31-run seventh-wicket partnership with captain Nipun Dananjaya who struck 31 off 45 deliveries with three fours.Left-arm seamer Ramon Simmons led the West Indies fightback with three for 31 while pacers Jayden Seales (2-23) and Nyeem Young (2-37) finished with two wickets apiece.West Indies had only themselves to blame after they were held to 137 for nine off their 50 overs in an unflattering batting effort.Sent in, they crumbled to 67 for seven in the 34th over and needed middle order batsman Kevlon Anderson’s top score of 43 to rescue some pride.He counted a single four in an attritional 70-ball knock, putting on 37 for the eighth wicket with Ashmead Nedd who finished on 21 not out.When Anderson missed a heave at a full-length delivery off Dinusha’s left-arm spin and was bowled in the 44th over, Nedd added a vital 33 for the ninth wicket with Seales who struck 23 off 27 deliveries.Leg-spinner Kavindu Nadeeshan claimed four for 20 – including Young (3) and Matthew Forde (0) off successive deliveries in the 34th over – while seamer Amshi de Silva picked up three for 18.West Indies have now lost two of their three matches in the tournament, following their defeat to England Under-19s on Sunday.last_img read more

first_imgCRICKET West Indies (CWI) president Ricky Skerritt wants to involve more former West Indies players in the process of recreating world-beating teams but believes there is a part of that process being neglected.According to Skerritt, the gap between first-class cricket in the region and international cricket is too great and that may be where past players would best serve.Speaking on the ‘Good Morning Jojo Sports Show recently, Skerritt said, “The legends in their own home bases, it would be great if they could do more.Some of them would tell you that, “well, I have been living here for so many years and the cricket association president or whoever has never asked me to do anything, so people tend to sit back and wait to be asked because of bad experiences in the past or whatever”.It is the opinion of many who have an interest in seeing West Indies cricket develop, that those who have contributed to the sport as players are being sidelined and their various experiences are going to waste.Skerritt says his administration has actively been trying to change that.“I can tell you that more of our former players have been engaged since I have been president and maybe some of them feel like they haven’t been engaged enough and I have no doubt they could be engaged more,” he said. “ … but the people who really operate across the region and for whatever reasons that gap is just too huge,” said the CWI president. (Sportsmax)last_img read more

first_img Facebook Twitter Google+ Comments Published on March 10, 2010 at 12:00 pmcenter_img NEW YORK — Andy Rautins has studied up on his Big East history. As he sat in a small cubicle in the Syracuse locker room following the Orange’s 91-84 loss to Georgetown in the quarterfinals of Big East tournament Thursday, he used his acumen to put a positive spin on the upset.‘You look at previous Big East records, when they’ve gone far in the championship games and the results haven’t panned out well in the (NCAA) Tournament,’ Rautins said. ‘We’re just going to take this for what it is, refocus, re-energize and get ready to do some damage in the Tournament.’Still, despite Rautins’ optimism, there may finally be some chinks in the armor of the Orange. Syracuse is on its first losing streak of the season at the worst possible time. The team now has to answer questions about how it can fix the struggles heading into the NCAA Tournament. And it is unsure whether center Arinze Onuaku will be available to help.With the quarterfinal win, the No. 8 seed Georgetown shocked top-seeded Syracuse at Madison Square Garden. Syracuse (28-4) is the first No. 1 seed in the tournament to not a win a game since SU upset Connecticut in 2006, and will enter the NCAA Tournament on a two-game losing streak. The Orange is also now 0-for-6 in its attempts to win the tournament as the top seed.Onuaku sustained a right knee strain after a collision with Greg Monroe with 5:07 remaining in the game. An X-ray after the game came up negative, and Onuaku was walking around on crutches with a leg brace from his ankle to his thigh. His status is unknown and an MRI will be taken tomorrow, said Syracuse team physician Irving Raphael.AdvertisementThis is placeholder text‘I think this is a time where we have to come together more so than ever, as opposed to falling apart,’ Rautins said. ‘The most important part of the season is here and we put ourselves in great position to do well in the (NCAA) Tournament.’After beating Georgetown twice during the regular season, it looked like more of the same for the Orange to start the game. Big East Player of the Year Wes Johnson came out on fire, scoring eight of his 12 first-half points in the first four minutes for Syracuse. SU held a comfortable lead for the majority of the first 27 minutes of the game, jumping out to a 57-48 lead after a 3-pointer by Andy Rautins with 13:43 left. The largely pro-Syracuse crowd at the Garden roared as the Orange appeared ready to open the game up.Instead, Georgetown went on a 24-6 run that changed the complexion of the contest. The Hoyas (22-9) knocked down open shots on the wings, and scored on easy layups off Syracuse missed shots and turnovers. Syracuse forced shots, and pressed the action at times.The key player for the Hoyas was Monroe, who methodically engineered the Georgetown offense. He took it to the hoop for lay-ups, but also passed exceptionally around the perimeter and helped find open men. He finished with 15 points, 10 rebounds and seven assists.  Monroe was also involved in the play that could alter the fate of Syracuse’s season. With Georgetown leading 72-66, Monroe went up for a dunk as Onuaku tried to block him. As Onuaku came down after jumping, he collapsed to the ground after landing on his feet. He rolled around in agony on the ground, grabbing his right knee as Rautins and SU guard Scoop Jardine stood near him. Rautins held his own jersey up to his face with clenched fists before trainers helped Onuaku off the court. Monroe scored nine points in Onuaku’s absence .‘He’s a key part of our team,’ Syracuse head coach Jim Boeheim said after the game. ‘I mean, he’s had a great year and he’s a tremendous player. We hope that he’ll be fine. We don’t know.’Even without Onuaku, Syracuse had a chance at a comeback. Two SU steals led to a layup and a 3 that cut Georgetown’s lead to 85-81 with 51 seconds left. Monroe missed two free throws on the Hoyas’ end, but Jardine missed a layup on the subsequent possession and the Hoyas grabbed the rebound. Georgetown bolstered the lead to 87-81 with two free throws, and Jardine again missed a wide-open layup that all but ended the game.While Georgetown celebrated on the court after the win — a win which gives them a 7-6 edge over the Orange in head-to-head matchups in the Big East tournament — Syracuse quietly shuffled off the court. When SU returned to the locker room the mood was somber, with low voices speaking into hordes of microphones. The once seemingly invincible SU squad is now reeling heading into the NCAA Tournament, which starts in a week.The Orange had rebounded with wins following its previous three losses (Le Moyne included). Thursday was the first time Syracuse couldn’t weather the storm following a setback. And its center, a key cog in SU’s seven-man rotation, might not be available either. Yet, despite it all, the Orange remains confident. ‘The mindset that’s going to set in for us is that we very much are a lot more hungry than we were before,’ Johnson said. ‘We have been on a lot of winning streaks and for us to lose two in a row, it’s an unsettling feeling right now. I think we’ll be fine going into the Tournament.’mrehalt@syr.edulast_img read more