first_img By The Penny Hoarder “The Cub Scouts will get things under way at 5 p.m. with the presentation of colors. Everyone will be invited to participate in the Heart Walk around the heart track and enjoy all the other activities we have planned.”Entertainment will be presented by the Alabama Jubilee, a women’s chorus under the direction of Catherine Allard, and SheBANG! Championship Cloggers.A feature of the Heart Walk will be a Health Fair with free blood pressure checks and information about heart diseases and stroke and “recipes” for heart-healthy eating. The Penny Hoarder Issues “Urgent” Alert: 6 Companies… Sponsored Content “The Heart Board will provide pancakes and turkey bacon for all participants,” Mitchell said. “There will be no charge for the supper but donations will be accepted and greatly appreciated.”Mitchell expressed appreciation to Piggly Wiggly, Troy Snax and Sisters Restaurant for donations to the pancake supper. Book Nook to reopen Pike County Heart Walk set for Thursday By Jaine Treadwell Pike County Sheriff’s Office offering community child ID kits The 2010 Pike County Heart Walk is open to everyone, not just to Heart Walk team members.“We invite everyone to join us Thursday night as we celebrate the lives of those who have survived heart disease and stroke and come together in an effort to reduce the number of deaths from heart disease through research and treatment,” Mitchell said. Troy falls to No. 13 Clemsoncenter_img Remember America’s heroes on Memorial Day Email the author Published 9:36 pm Tuesday, February 16, 2010 Print Article Latest Stories Plans underway for historic Pike County celebration Thursday night is the big “day” for the Pike County Chapter of the American Heart Association and the community that has been so generous in its support of the efforts to reduce the number of deaths from heart disease and stroke.The Pike County Heart Walk is the culminating event for the fundraising campaign and will be from 5 until 7 p.m. Thursday, Feb. 18 at Cattleman Park.“We invite everyone to come out and enjoy the fun and fellowship of the Heart Walk,” said Elizabeth Mitchell, Pike County Heart board member. You Might Like Brundidge budget on financial track The City of Brundidge is pretty much in line with its budget projections through the first three months of the… read more Around the WebMd: Do This Immediately if You Have Acid Reflux (Watch Now)Healthy LifestyleIf You Have Ringing Ears Do This Immediately (Ends Tinnitus)Healthier LivingHave an Enlarged Prostate? Urologist Reveals: Do This Immediately (Watch)Healthier LivingWomen Only: Stretch This Muscle to Stop Bladder Leakage (Watch)Healthier LivingRemoving Moles & Skin Tags Has Never Been This EasyEssential HealthMost 10 Rarest Skins for FortniteTCGThe content you see here is paid for by the advertiser or content provider whose link you click on, and is recommended to you by Revcontent. As the leading platform for native advertising and content recommendation, Revcontent uses interest based targeting to select content that we think will be of particular interest to you. We encourage you to view your opt out options in Revcontent’s Privacy PolicyWant your content to appear on sites like this?Increase Your Engagement Now!Want to report this publisher’s content as misinformation?Submit a ReportGot it, thanks!Remove Content Link?Please choose a reason below:Fake NewsMisleadingNot InterestedOffensiveRepetitiveSubmitCancellast_img read more

first_imgLooking to stand out in your market? Looking to connect with your community in new and different ways? Struggling to get members to come to you, and looking to go the them instead? You may want to consider a mobile branch. Read that again… not mobile banking, but mobile branching!A mobile branch is, literally, a branch on wheels. Your mobile branch can take many forms.  It can be the size of a small camper or a large semi. It can be an external-only, unstaffed branch with ATMs and ITMs. Or it can include interior space where you can meet members to open accounts and originate loans. Obviously you’d wrap it in your credit union colors and logo!The community connection opportunities are endless. Your mobile branch is available for community events, fairs and festivals. When not in use at these community events, schedule it at strategic locations on regular intervals where you can enjoy built-in traffic: outside a major employer one or two days a week, at a large apartment complex one afternoon through early evening.  You may want to use it on weekends to partner with your local auto dealers to drive (no pun intended) traffic and attention to their car lots.Other things you should consider include:Disaster Recovery Planning – Your mobile branch can be a key part of your disaster recovery planDisaster Support for your Community – Even if your branches are intact after a natural disaster hits your community, you could place your mobile branch in an area where other financial institutions’ locations are temporarily inaccessible. Leverage the situation to serve the community and gain new membersTemporary use while renovating a branch – A mobile branch can serve as your temporary location while renovating a branch. Instead of renting a temporary building, apply that money toward owning a mobile branch. If you are preparing to renovate a number of branches, you’ll pay for the cost of mobile branch after just a few branch remodelsTest a location – Curious whether a certain location is worthy of brick and mortar? Place your mobile branch in that location (for only the cost of renting the parking lot and surrounding spaces) and “test before you invest”With so many good uses, a mobile branch is worth a look.  In a crowded field where you compete for members’ and potential members’ attention, you can position your credit union by going to them instead of making them come to you! 1SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Joe Karlin Joe Karlin has worked with or at credit unions his entire career.  Starting as a CPA with Deloitte and Touche, he audited credit unions, corporates, and leagues.  Joe spent nearly … Detailslast_img read more

first_imgWigan boss Roberto Martinez is not losing any sleep over how to stop Gareth Bale on Saturday afternoon. He added: “We all agree Bale is one of the best players in world football. He will always bring an extra threat. “But if you want to beat a team like Spurs, with Gareth Bale or not, you need a very good level of performance.” After years of scrapping for survival, a nagging feeling persists that events are conspiring against Wigan. Alcaraz’s absence is a hammer blow and while a first appearance in the FA Cup final – against Manchester City next month – will be an experience to savour, the fact it comes at the end of a week which includes fixtures against West Brom and Swansea makes their run-in exceptionally hazardous. Typically though, Martinez retains an unshakeable confidence in his troops, which comes from so many similar battles. “Every season is different,” he said. “There is an inner confidence that comes from your own experience. “The players went through it in the last campaign and they went through it two years ago when it went down to the last game of the season. That is part of our aim. We have to stay in the Premier League. That is what we want to achieve.” The brilliant Welshman recovered from an ankle injury in time to face Manchester City last weekend, and scored his 18th league goal of the season as Tottenham rallied to win 3-1. That came 24 hours after Martinez had seen key defender Antolin Alcaraz limp out of his own side’s defeat at West Ham with a hamstring injury. “Tottenham can only play with 11. They can’t play with 13 or 14,” Martinez said. “If Gareth Bale didn’t play it would just be someone else and their squad is of the highest level, so it is not as if it would be substantially easier for us if he wasn’t there.” center_img Press Associationlast_img read more

first_img“Joe checks all the boxes,” Manning said. “I think to be successful in the National Football League, first of all you have to have a good cerebral approach to the game. Some get it. Some don’t last. Joe gets it. He’s played in a very sophisticated offense at LSU.”Manning said Burrow also is accurate, mobile and has the football background — which extends back to his father Jimmy, who was part of a goal-line stand in Nebraska’s 13-10 victory in the 1974 Sugar Bowl. In Manning’s opinion, that should carry over to more awards for Burrow at the next level.”I believe he’ll have a long, outstanding and great career in pro football,” he said. Manning presented Burrow with the award on Wednesday. It’s the latest honor Burrow claimed after winning the Heisman Trophy and SN Player of the Year honors, among many others. He led the Tigers to a 15-0 record — culminating with a 42-25 victory against Clemson in the College Football Playoff championship game — while passing for 5,671 yards and accounting for 65 total touchdowns.MORE: Burrow delivered LSU’s perfect season with perfect timing”Anytime you can be mentioned in the same sentence as the Manning family you kind of take a deep breath and reflect on it because those are the guys you grew up watching and idolizing,” Burrow said. “It’s been awesome to get to know that family, and they have been so good to me.”Burrow served as a counselor at the Manning Passing Academy last summer after his first season with the Tigers. And, in the past year, he has developed a connection with Louisiana’s most-recognizable football family.”They’ve been incredible to me,” Burrow said. “Peyton has texted me a couple times just checking in, and Archie has texted me just about every week. That means a lot to me.”Peyton Manning (1998) and Eli Manning (2004) were selected with the No. 1 pick in the NFL Draft. Burrow appears a good bet to follow in their footsteps with the Cincinnati Bengals in the 2020 NFL Draft. Archie Manning, who spent 14 seasons in the NFL, sees similar qualities in his sons and Burrow.MORE: Ed Orgeron, once ridiculed, delivered greatness to LSU LSU quarterback Joe Burrow’s storybook career ended with one final honor that will forever link him to the state of Louisiana.Burrow was selected as the 2019 winner of the Manning Award, presented by the Sugar Bowl, voted on by national writers and each of the Mannings, and presented to college football’s best quarterback.last_img read more

first_imgThe Donegal County Council has welcomed the recent announcement of funding for the repair of homes affected by Mica in Donegal. The announcement comes as homeowners await details on how a €20million investment, which was announced earlier this year, will be used on a redress scheme.On Tuesday, Minister Joe McHugh said that a ‘special funding pot’ of €40million will be set aside in 2020 for the fixing of homes affected by both Mica and Pyrite. Speaking today, Donegal County Council said: “The recent announcement by Government of funding for the Mica Redress Scheme in Budget 2020 is a welcomed development.“Donegal County Council can confirm that engagement is ongoing with officials in the Department of Housing, Planning and Local Government in relation to the details of the scheme, including enabling regulations, with the objective of concluding this work as soon as possible.“The council is also making preparations for the work in relation to the administration of the scheme so that when the regulations enabling the opening of applications to the scheme come into effect it will be in a state of readiness to receive and process applications.”Council welcome €40m repair fund for mica affected families was last modified: October 11th, 2019 by Shaun KeenanShare this:Click to share on Facebook (Opens in new window)Click to share on Twitter (Opens in new window)Click to share on LinkedIn (Opens in new window)Click to share on Reddit (Opens in new window)Click to share on Pocket (Opens in new window)Click to share on Telegram (Opens in new window)Click to share on WhatsApp (Opens in new window)Click to share on Skype (Opens in new window)Click to print (Opens in new window)last_img read more

first_img(Visited 792 times, 1 visits today)FacebookTwitterPinterestSave分享0 Astronomy used to be the flagship model of observational science. Now, the method is: embrace the dogma, then hunt for obscure details that might support it.As a student of Fred Hoyle in the 1950s, Jayant V. Narlikar embraced Hoyle’s rogue spirit, but also his respect for observational science. This retired astronomer renowned in India recently wrote a memoir and commentary about modern cosmology in The European Physical Journal H, titled, “The evolution of modern cosmology as seen through a personal walk across six decades.” The Abstract to the paper describes the tone of Narlikar’s message to the scientific world:The author argues that despite the popularity of the standard hot big bang cosmology (SBBC) it rests on rather shaky foundations. On the theoretical side there is no well established physical framework to support the SBBC; nor is there independent observational support for its assumptions like the nonbaryonic dark matter, inflation and dark energy. While technological progress has made it possible to explore the universe in greater detail with open mind, today’s cosmologists seem caught in a range of speculations in support of the big bang dogma. Thus, in modern times cosmology appears to have lost the Camelot spirit encouraging adventurous studies of the unknown. A spirit of openness is advocated to restore cosmology to its rightful position as the flagship of astronomy.A summary of Narlikar’s commentary in Springer Press includes the following quote by Lev Landau: “Cosmologists are often wrong but never in doubt.” To this day, we find big bang cosmologists relying on mythical occult phenomena like inflation, dark matter and dark energy, like Narlikar says. They must exist, because the big bang system doesn’t work without them. Their papers (and the popular press write-ups) manipulate mere suggestions into facts. Is it really possible that so many highly gifted intellects could be dogmatically wrong? Let’s find out by looking at recent news:The search for dark matter—axions have ever-fewer places to hide (Phys.org). The big bang theory, to work, requires almost six times as much dark matter as observed matter. For years we have watched dark-matter hunters look foolish, building bigger and better detectors, spending huge amounts of money, finding nothing (search). One of the proposed dark matter particles—the axion—has “fewer places to hide,” this article says. It sounds like snipe hunters converging on the bush where the snipe must be hiding. Does this mythical particle even exist? What are the hunters going to say when all the hiding places have been checked, and the coveted particles, whatever they are, continue to be missing?The Universe Is Expanding Faster Than We Thought, Hubble Data Suggests (Space.com). Modern cosmologists are willing to toss out the venerable laws of physics to save their theory. This article, concerning dark energy, shows observations running counter to dogma. Measurements do not match up with expectations of the behavior of the universe, assuming the big bang. New observations by Hubble have left astronomers scratching their heads.Recent Hubble Space Telescope findings suggest that the universe is expanding much faster than expected — and astronomers say the rules of physics may need to be rewritten in order to understand why.Scientists use the Hubble Space Telescope to make precise measurements of the universe’s expansion rate. However, observations for a new study don’t match up with previous predictions based on the universe’s trajectory following the Big Bang, according to a statement from the Space Telescope Science Institute (STScI).“The community is really grappling with understanding the meaning of this discrepancy,” Adam Riess, Nobel laureate and lead researcher on the study describing the new findings, said in the statement.The cosmologists, so “wrong” as Landau said, are never in doubt. The big bang must prevail, even with observations that run counter to predictions. “Both results have been tested multiple ways, so barring a series of unrelated mistakes, it is increasingly likely that this is not a bug but a feature of the universe,” one said. Their activity seems focused on preserving the big bang and dark matter at all costs: “it’s possible that elusive dark matter, which accounts for 80 percent of the matter in the universe [there’s the dogma], interacts more strongly with visible matter or radiation than once thought, the researchers said” with an implied Tontology. Or, maybe traditional dark energy varies in strength over time. Or, quite possibly, dark energy is a myth.Improved Hubble yardstick gives fresh evidence for new physics in the universe (Science Daily). This article, also about those pesky Hubble observations, claims “something unexpected” is at work in the universe. Observations are “forcing astronomers to consider” facts that run afoul of consensus dogma. And yet, further reading shows these astronomers standing courageous against the onslaught, affirming the big bang against the threat of falsifying evidence.Cosmic Dawn: Astronomers Find Fingerprints of Universe’s First Stars (Space.com). The big news of the week concerns the “discovery” of the “first stars” after the big bang. Mike Wall takes the lead in the press parade, leading reporters who couldn’t think independently of the consensus shamans if their jobs depended on it. Lining up, and marching in lockstep, they beat the big bang drum and sound the brass, informing the public that the big bang has been confirmed again, with a bonus: it might even shed light on that mysterious dark matter:We have found traces of the universe’s first ever stars (New Scientist).Astronomers May Have Found the First Stars Born After the Big Bang (National Geographic).The Universe’s First Stars May Reveal a Big Clue About Dark Matter (Live Science).Within 180 million years of the Big Bang, stars were born (Science Daily)Search for first stars uncovers ‘dark matter’ (Science Daily)NSF artwork. Caution: no real stars detected.But wait till you hear what the claims are based on. Two papers in Nature, one by Bowman et al and another by Rennan Barkana, show that things are not so tidy. Lincoln Greenhill describes the upshot of the papers as “A Surprising Chill Before the Cosmic Dawn” in his summary in Nature. In the first place, the astronomers did not actually “see” any “first stars” out there, like the public is led to believe from the artwork of a bright blue star gracing the popular articles. Instead, they inferred the possible existence of stars that would have to be made of hydrogen and helium right after the big bang, before nucleosynthesis (another cosmology myth) could have built up the periodic table of heavier elements.In the second place, the measurements were extremely difficult to make, with noise swamping the expected signal by a factor of a thousand. In such needle-in-a-haystack conditions, theory and assumptions can overwhelm the actual search. Astronomers can tweak their models to find the mythical needle, which might to others with different assumptions look like another piece of straw.In the third place, even with this ‘discovery’ they had to change their big bang models again. That’s the ‘surprising chill’ Greenhill talks about: a temperature in the “dark ages” period before the first stars that has to be twice as low as previously thought. Barkana’s paper, responding to the ‘discovery,’ discusses what kind of conditions are required to support it. His paper uses forms of the word assume 32 times before he comes up with a ‘best case scenario’ that might support certain ideas about the mythical dark matter. Yet that flimsy connection was enough for the press to claim that astronomers had revealed a ‘big clue’ about it.Greenhill has his doubts about these claims:However, the most stringent test will be to compare the current results with those to come from independent experiments also aimed at detecting the cosmic-dawn signal. I hope that the unexpected amplitude and line shape of the reported absorption signal is indeed a hard-won breakthrough that reveals evidence of unexpected physics. But it is possible that systematic errors have escaped detection by the tests that were run.The reporters in the press parade, less concerned about how the sausage was made, were only too happy to get the bandwagon out and pass around the sausage for the public to taste. “Cosmologists are never in doubt!” they chant, leaving out the other part, “Cosmologists are often wrong.”last_img read more

first_imgTyphoon Kammuri accelerates, gains strength en route to PH Lee logged only three minutes and 44 seconds in Game 2 in what could be his season-finale after his nagging knee injury recurred at the worst possible time for the Hotshots.READ: Meralco zaps lackluster Star, nears PBA semis sweepFEATURED STORIESSPORTSWATCH: Drones light up sky in final leg of SEA Games torch runSPORTSSEA Games: Philippines picks up 1st win in men’s water poloSPORTSMalditas save PH from shutout“It’s the old injury,” Lee told reporters. “I aggravated it last game. I actually just forced myself to play last game. I tested it but I couldn’t.”He has been bothered by the same knee injury since last year. It was also the reason why he was pulled out of Gilas Pilipinas last March and in May of 2016. BSP sees higher prices in November, but expects stronger peso, low rice costs to put up fight Brace for potentially devastating typhoon approaching PH – NDRRMC Lopetegui wants focus on soccer after Pique jeered by fans View comments Read Next LOOK: Loisa Andalio, Ronnie Alonte unwind in Amanpulo for 3rd anniversary LATEST STORIES The playoff schedule also didn’t help the 28-year-old’s health issues with teams playing every other day.READ: Top seed Meralco comes back to beat Star in semis opener“Our games have been in succession so our PT told me that this is expected to happen. There’s a slight meniscus tear,” said Lee, who scored 11 points in Game 1.Lee said his status is “day-to-day” and he offered no assurance on whether he’s going to be available in Game 3 on Thursday.“I didn’t practice yesterday (Monday). I just tried to play today,” he said. “It’s painful. I made a quick move in the first quarter and I felt something.”ADVERTISEMENTcenter_img Fire hits houses in Mandaluyong City Nonong Araneta re-elected as PFF president Trending Articles PLAY LIST 00:50Trending Articles00:50Trending Articles00:50Trending Articles01:37Protesters burn down Iran consulate in Najaf01:47Panelo casts doubts on Robredo’s drug war ‘discoveries’01:29Police teams find crossbows, bows in HK university01:35Panelo suggests discounted SEA Games tickets for students02:49Robredo: True leaders perform well despite having ‘uninspiring’ boss02:42PH underwater hockey team aims to make waves in SEA Games CONTRIBUTED PHOTO/PBA IMAGESSTA. ROSA — Paul Lee slogged his way out of Santa Rosa Multipurpose Complex Tuesday night. His head was slightly down, his gloomy face barely seen as he wore a black cap tilted downward.Star is one game away from getting swept by Meralco, which looked every bit of a top-seeded team, and the Hotshots could likely be without their prized guard as they fight for survival starting Thursday.ADVERTISEMENT Fire hits houses in Mandaluyong City Frontrow holds fun run to raise funds for young cancer patients  Don’t miss out on the latest news and information. MOST READlast_img read more

first_imgOTTAWA – The cost of variable-rate mortgages and lines of credit linked to the big bank prime rates have already gone up, but experts say the move by the Bank of Canada to raise interest rates may also affect your investment portfolio.As interest rates rise, investments like real estate investment trusts and utilities, to which many investors have looked to provide a source of steady income, are expected to come under pressure.“People aren’t willing to pay as much for those sectors,” said CIBC portfolio manager Craig Jerusalim, adding that REITs and utilities typically also have more debt which becomes more expensive to service as interest rates move higher.The Bank of Canada has raised its key interest rate target twice this year, taking back the two cuts it put in place when oil prices plunged. Economists expect the central bank to continue to raise rates, but opinions vary about how quickly it will happen.On the flip side, some industries will benefit from higher interest rates.Jerusalim said the banks benefit when the Bank of Canada raises its key rate target because the higher rates help improve margins at the big lenders.As expectations ramp up that short-term rates will rise, long-term interest rates should also increase and that will help insurance companies. Higher long-term rates help insurance companies when they calculate their future liabilities.Alfred Lee, a portfolio manager and investment strategist at BMO Global Asset Management, added that as the economy picks up, banks will benefit from greater demand for loans.In addition to the financial sector, Lee said investors are also rotating into growth stocks that are expected to benefit from the improving economy with the industrials sector expected to perform well.“For the most part the Bank of Canada’s raising rates because the economy is in a better position than it was a couple of years ago,” Lee said.“The industrial segment will do well because it is tied to the economy.”Lee added that rate-reset preferred shares could also benefit because the dividends they pay are often tied to the five-year Canadian government bond rate.Jerusalim says it’s important to remember that interest rates are still very low, they just aren’t at the emergency levels anymore.“Our team is not expecting significant increases over the next 12 months, we’re thinking we’re only going to get either one or two more rate increases over the next 12 months,” he said.But he added as interest rates rise it is even more important for investors to carefully evaluate their dividend-paying investments.For investors to protect themselves, he says they will have to be a little more careful to discern the difference between the better companies and those that just benefited from low interest rates.last_img read more

first_imgTORONTO – Home Capital Group Inc. (TSX:HCG) says it has reached an agreement to sell its payment processing and prepaid card business as it looks to further streamline operations.The Toronto-based alternative mortgage lender says the sale of the business will save about $20 million in annual salary and other operating costs, while giving up the $18 million in fees and other income it brought in.Home Capital had already signalled its intention to sell the division as a non-core operation, and says the impact from the sale on its full-year net income is insignificant.Earlier in October, the company said it had cut 65 jobs as part of a program to eliminate $15 million in annual costs that was largely complete.The company has been looking to restore soundness after allegations by regulators that it misled investors prompted a run on deposits by customers in April.Home Capital says it is still facing elevated expenses because of the scrutiny, and the need to borrow funds at higher rates to make it through the liquidity crunch.last_img read more